Are you looking to live in Portugal with passive income? The D7 Visa—often called the “retirement” or “passive income” visa—is perfect for retirees, freelancers, and remote workers who can support themselves financially. Let’s walk through everything you need to know.

✅ What Is the D7 Visa?

The D7 Visa is a long-term residency permit for individuals with stable passive income, such as pensions, rentals, dividends, or remote work contracts. It allows a stay of up to one year initially, with the possibility of renewal. 🇵🇹

💶 Eligibility & Income Requirements

To apply, you need to demonstrate a minimum monthly income of at least 100% of Portugal’s minimum wage (~€820/month). For couples or dependents, additional 50% per person is required. You’ll also need to show bank statements or proof of income covering 12 months. 📉

📋 Required Documents

• ✅ Valid passport (≥ 6 months validity)


• ✅ Completed Schengen Visa application form


• ✅ Two passport-sized photos


• ✅ Proof of passive income (pension, remote salary, etc.)


• ✅ Bank statements (last 3 to 6 months)


• ✅ Criminal record certificate from your home country


• ✅ Proof of accommodation in Portugal


• ✅ Travel & health insurance for first 12 months


• ✅ Portugal Tax Number (NIF) and banking statements

🛫 Application Process Step by Step

1. Apply for D7 Visa at Portuguese Consulate

Book an appointment at the nearest Portuguese embassy/consulate. Submit all documents. Processing can take 4–8 weeks, depending on location.

2. Enter Portugal & Apply for Residency

After you receive the visa, travel to Portugal and apply for a residence permit at the Serviço de Estrangeiros e Fronteiras (SEF) within 90 days. You’ll need to show original documents and pay the fee (~€80–€125).

3. Attend Biometric Appointment

The SEF will schedule a biometric appointment to collect fingerprints. Then, they issue a residency card (valid 1 year).

🔄 Renewal & Long-Term Residency

The D7 permit is renewable every 2 years for up to 5 years. After 5 years of uninterrupted residency, you can apply for permanent residency or citizenship (with B1 Portuguese level). 🔁

📝 Practical Tips

• 📥 Apply early and gather as much financial documentation as possible.


• 📆 Book the SEF appointment asap; slots fill up fast.


• 🏠 Use a local address; temporary rentals are acceptable.


• 🛡️ Health insurance must cover emergency services; local or international accepted.


• 🌍 Learn basic Portuguese—it helps integrate and may ease applications.

💬 Real-Life Experience

"I applied for the D7 with my pension and rented apartment in Algarve. The visa was approved in 6 weeks, and my residency card arrived two months after landing." — Maria, 65, Canada

❓ FAQs About the D7 Visa

Can I work in Portugal with a D7 visa?
Yes, you're allowed part-time or freelance work—but the main requirement is maintaining passive income.

Do I need to live in Portugal full-time?
No. You must spend at least 6 months in Portugal each year (183 days), though brief absences are allowed.

What if my visa is denied?
You can appeal. If not successful, you may need to reapply with stronger evidence or reconsider another visa type.

📌 Conclusion

The D7 visa is a fantastic option for those with stable passive income to live in a beautiful, affordable, and welcoming country. It's straightforward if you prepare documentation carefully, book appointments early, and meet living requirements. Ready to start your new life in Portugal?

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